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-   -   Which banks give credit cards to people with DACA? (http://dreamact.info/forum/showthread.php?t=73656)

carlitosediel 06-13-2016 12:28 PM

Re: Which banks give credit cards to people with DACA?
 
Capital One I have a couple with them easy to get approve and start your credit.

lemonlilly 06-13-2016 02:55 PM

Re: Which banks give credit cards to people with DACA?
 
i have a credit card through Bank of America. in my county, they will issue secured credit cards to individuals who have DACA. thereafter, they will issue a regular credit card and refund you the deposit. i believe it takes about 6 months to a year.

through them, i got a credit card with a small credit limit, even though i did not have a SSN on file. they have been my banking institution for several years, and they said they issued it to me because i have had a long relationship with them.

if you go the secured credit card route, check with them after six months to see if they can give you a normal credit card. if they do, keep that credit card open for as long as possible to boost your credit history. i advise against multiple credit cards, especially when you have young credit. truly, 1 credit card with yearly credit line increases should suffice for a few years.

i got my credit line increased by 200% within a year of making small purchases and timely payments.

lyrad89 06-13-2016 04:12 PM

Re: Which banks give credit cards to people with DACA?
 
Wells Fargo is dumb.. Got denied for a 'preapproved' offer as well, same reason: lack of permanent residency--was so mad at the time, I closed my account and took all my money from them.. all of my precious $700 bucks. Lol, moved to Chase.

I got Chase Freedom as my first credit card after getting DACA.

carlitosediel 06-13-2016 05:22 PM

Re: Which banks give credit cards to people with DACA?
 
Quote:

Originally Posted by lyrad89 (Post 569674)
Wells Fargo is dumb.. Got denied for a 'preapproved' offer as well, same reason: lack of permanent residency--was so mad at the time, I closed my account and took all my money from them.. all of my precious $700 bucks. Lol, moved to Chase.

I got Chase Freedom as my first credit card after getting DACA.

Funny I tried to open a checking account with Chase and they would't take my work permit

BrokeAssJr 06-13-2016 07:01 PM

Re: Which banks give credit cards to people with DACA?
 
Quote:

Originally Posted by Chyno (Post 569658)
I have a wells Fargo credit card. No reason to hate.

I'm not hating at all, I'm just letting everyone know to pass on Wells Fargo as far as a credit card. I personally love BofA cuz they show us way more love!

Malign0n 06-13-2016 07:49 PM

Re: Which banks give credit cards to people with DACA?
 
I love my credit union. Didn't even show my social to open my account

Chyno 06-13-2016 08:06 PM

Re: Which banks give credit cards to people with DACA?
 
Why does it for DACA for many of you? I never had that issue. Do you guys check your credit karma?

yonah 06-13-2016 08:31 PM

Re: Which banks give credit cards to people with DACA?
 
Bank of America is the most undocumented friendly bank I've ever dealt with.... They even have letter specifically meant for USCIS!!

carlitosediel 06-14-2016 12:19 PM

Re: Which banks give credit cards to people with DACA?
 
Quote:

Originally Posted by Chyno (Post 569682)
Why does it for DACA for many of you? I never had that issue. Do you guys check your credit karma?

The issue I always get is that on my credit report says:
INPUT SSN ISSUE DATE UNVERIFIED

Chyno 06-14-2016 07:28 PM

Re: Which banks give credit cards to people with DACA?
 
Quote:

Originally Posted by carlitosediel (Post 569698)
The issue I always get is that on my credit report says:
INPUT SSN ISSUE DATE UNVERIFIED

Interesting can you post a pic?

Have you tried googling that?


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