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Re: Daca-friendly banks for auto loan?
I see, 220 a month seems like a lot for a dreamer. I mean ultimately you decision. But you should think it through. Debt is no fun.
I make 90k and I won't buy a car if I cannot pay cash for it. I understand your situation but try to get a car that is no more than 8000k sticker price. You will thank yourself in the end. |
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Re: Daca-friendly banks for auto loan?
Yeah it's a struggle . I pay 450 a month plus 300 for insurance
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Re: Daca-friendly banks for auto loan?
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(trying to be positive that we'll still be here) |
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If you want to build credit then do it buying a cheaper car, going through a credit union but do not buy from a dealership! Do private. You could do this: This is how I buy cars: Look for a private seller If you do not have cash, use a credit union, the credit union will give you a loan even if you are buying from a private seller. Just find a car with low miles that is affordable and well taken care of through a private seller. You can ask for the carfax to see the maintenance history and also to make sure that it has not been crashed. Dealerships are just there to rip you off. I can guarantee you that you will feel very happy with your purchase. The fact that you will drive a car you can afford is a piece of mind. |
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Research better ways to afford a car, they are out there even for those with less than decent credit. My opinion, along with others on this thread, is that you should pay cash for a car that you can actually afford. If you really want a nicer car, wait until you can afford it by saving every month and paying most of it (or all) up front. Peace of mind. But i get it this is not the mindset of most people. |
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Re: Daca-friendly banks for auto loan?
Go to a credit union. You'll def get it. That's how I got my first loan for my main ride, Nissan Maxima 2004 (Gangster car still goin strong) at a 4.9% rate. I put down like $3K for down payment (i was able to at the time but you don't really have to. I'd suggest you do just to strengthen your case).
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