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-   -   is it safe to open a bank account? (http://dreamact.info/forum/showthread.php?t=20484)

iDream 02-23-2011 02:44 AM

is it safe to open a bank account?
 
ok here's the deal, ive asked my parents to open an bank account for me.

is it safe? i need strong opinions. before i sign their application.

they're asking for SSN, which i have but aside from that the application says can i provide any other information about myself if needed. sort of like, when the IRS comes asking.

so is it safe?

dream_hope 02-23-2011 02:56 AM

Re: is it safe to open a bank account?
 
Quote:

Originally Posted by iDream (Post 211377)
ok here's the deal, ive asked my parents to open an bank account for me.

is it safe? i need strong opinions. before i sign their application.

they're asking for SSN, which i have but aside from that the application says can i provide any other information about myself if needed. sort of like, when the IRS comes asking.

so is it safe?


Do you have an ITIN? In my experience I've opened accounts before and didn't really have an issue. I think banks don't care about your immigration status, they just care about your money. If it makes you feel better, try to google the bank name and "application" something like "Chase bank paper application" and see if you can find one. It will usually ask for a "tax id number" which can be either a SSN or a ITIN.

I had an account with Chase and with a credit union. Good luck!

iDream 02-23-2011 03:11 AM

Re: is it safe to open a bank account?
 
Quote:

Originally Posted by dream_hope (Post 211378)
Do you have an ITIN? In my experience I've opened accounts before and didn't really have an issue. I think banks don't care about your immigration status, they just care about your money. If it makes you feel better, try to google the bank name and "application" something like "Chase bank paper application" and see if you can find one. It will usually ask for a "tax id number" which can be either a SSN or a ITIN.

I had an account with Chase and with a credit union. Good luck!

well its for wells fargo... and im pretty sure ITIN and SSN are the same thing..i think? because if it is.. yes i do.. but you know since im undocumented here.. any application that involves my signature, sort of worries me.

DreamerSD23 02-23-2011 04:02 AM

Re: is it safe to open a bank account?
 
ITIN and SSN are two very different things.

dream_hope 02-23-2011 03:21 PM

Re: is it safe to open a bank account?
 
They are different things, but both are accepted in most banks. I think that's what iDream meant.

lostdelirious 02-25-2011 12:05 AM

Re: is it safe to open a bank account?
 
I use Citibank and its been fine....and I think you can use your ITIN from what I know.

Thecure 02-26-2011 07:56 PM

Re: is it safe to open a bank account?
 
Banks take foreign Id's like Consulate Id's along with proof of address and ITIN to open a Checking or/and Savings account.

QuePasa87 02-27-2011 01:23 PM

Re: is it safe to open a bank account?
 
I used my ITIN with PNC bank.

labamba84 02-27-2011 05:12 PM

Re: is it safe to open a bank account?
 
I have use my ITIN with Credit Unions and Banks they are totally safe.

iDream 02-28-2011 01:28 AM

Re: is it safe to open a bank account?
 
can i use my SSN??


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