Citibank charged me for overdraft for something I didn't buy. The account summary is messed up, and they can't even tell you who charged it. They told me to wait until Monday, so the name of the purchase will show up. I was on campus at the time when it happened.

BTW the overdraft was happened on the 21ST, they didn't bother to tell me. I have to find out today morning by myself.

You guys better watch out for bank charging overdraft fee, especially B of A

Re: Unauthorized charges led to Citibank overdraft fee
 

Oh shit. Unauthorized charges? As in identity theft?

Re: Unauthorized charges led to Citibank overdraft fee
 

Possibly, I think someone used it to buy a watch BUT it shipping to my address? Guess I need to wit until everything is confirmed

the bank is not even sure themselves, i talked to 4 representives and they all have different stories to tell, how lovely

Re: Unauthorized charges led to Citibank overdraft fee
 

^ Tell them you wanna talk to their superior, and if they don't have an answer, ask to talk to their superior and so on.. until they know you mean business

Re: Unauthorized charges led to Citibank overdraft fee
 

done that got my $ back :mrgreen:

Re: Unauthorized charges led to Citibank overdraft fee
 

An overdraft fee is fairly costly. It is even more expensive whenever you have a ton of little things going through at once. Fortunately, you have options to avoid the massive fee that might come. You can get a payday loan to put money in the bank and avoid the overdraft. It will typically be a lot less costly than just getting the overdraft fee.

Re: Unauthorized charges led to Citibank overdraft fee
 

Hi there, sorry to hear what happened to you. An overdraft charge at a bank can set you back a ton, particularly for those who have multiple charges. Even if those charges are only a few cents, you will get charged enormous overdraft fees. So beware of your charges and those who can steal your money.

Re: Unauthorized charges led to Citibank overdraft fee
 

NSF fees or overdraft can be avoided with a careful watch of your balance. If watching your balance is something you're not good at you can always just opt out of overdraft so your transactions don't go through. Go through your account agreement!

Re: Unauthorized charges led to Citibank overdraft fee
 

You can opt-out of "overdraft protection." In fact, I suggest you do. Look on your banks page, or call them up. Sure, your card may get declined, but that's what you keep an emergency credit card around for.

Re: Unauthorized charges led to Citibank overdraft fee
 

Thats what I did. .i'd rather get declined than paying the overdraft fee haha