Hard time getting credit card
 

So I recently received my social security , and I just got denied for a bank of america credit card. I figured because my social is probably new ? I've updated my school, job, IRS, bank, now will update my verizon account and selective service. All of these should be enough to build my profile with the new social but i guess might take awhile? I need to start building credit asap to apply for loans for school in the fall. I don't know what to do at this point, wait ? Any other suggestion?

Re: Hard time getting credit card
 

Not necessarily that your social is new.

Do you have previous credit history? That might be it. If you do, did you contact all three credit bureaus? You said you have a job, hopefully you have an income higher than your monthly debt.

What to do: Apply for a secured credit card. All you need is a job, a deposit ($200-300), and use some of that every month and pay it off in full every month.

Re: Hard time getting credit card
 

I don't have any credit history..

Re: Hard time getting credit card
 

Try capital one for newcomers

Re: Hard time getting credit card
 

But apparently its not good if you keep applying right after you just got denied... Thats what I heard..

Re: Hard time getting credit card
 

Well that's your problem. You're not getting any credit without previous credit history in these times.

Apply for a secured credit card. No history needed. A secured credit card has a limit based on your deposit. So if you put down $200, that's your credit limit. You will need a job, however, which you have. Keep using that card and pay it off every month in full.

Re: Hard time getting credit card
 

Ok when I got my ssc it says in big bold printed letters that its authorized by dhs and its only valid for work only

Re: Hard time getting credit card
 

Yes that is normal. Our SSN's are marked.

Re: Hard time getting credit card
 

It's supposed to be read as valid for work, only with DHS Authoroziation.

Try the newcomers capital one it's specifically for immigrants with no credit history

Re: Hard time getting credit card
 

Should I risk it even though i just recently got denied by bank of america? Im applying for a secured one next week too.! I sort of wanna try it though but i feel like it will give make me look desperate or something