Building Credit?
 

So I need to start building my credit and i'm currently looking at options. I applied for a secured credit card from capital one but my application wasn't approved. Anybody know of a bank that can approve me with absolutely no credit? How am I supposed to build credit if I'm not given the chance to do it?

Re: Building Credit?
 

Try firstprogress.com

I got my first credit card there. They approve anyone.

Re: Building Credit?
 

I waited for a credit card offer in the mail.

Eventually got this awesome invitation brochure to join Discover, they're awesome.

If you cannot find anything yet, you may just get an invitation in the mail.

Re: Building Credit?
 

You should reapply but lie that you earn more money. It worked for me and I got a secured card.

Re: Building Credit?
 

Same here but my first credit card (secured) offer came to me in the mail from my bank. Try your bank, good luck!

Re: Building Credit?
 

This works. I said on my Discover application how much I earned a year based on my summer internship. Now, I have a $4,000 credit limit with 14 months of no interests!

Re: Building Credit?
 

bank of america student cc.....just have to have a job, and thats it.

Re: Building Credit?
 

ok what did they ask for? did they ask if you were a USC or asked your status? some places ask only for ID and not sure if they ask about citizenship and what do you say?

Re: Building Credit?
 

Bank of America

Re: Building Credit?
 

The best way is to get an invitation by mail.

I got my first credit card by Discover and after that I got 5 more.