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Having Problems Buying a Car
I live in texas and have been trying to buy a new car. I had a Us Citizen co-signer apply for a loan with me. First the loan company had to verify my SSN for some reason, and then they asked for the EAD. After that they gave me a call back and denied me for not being a "resident". What are my options from here? I know many of you have bought and financed cars of your own. It's a $20k loan, and I would have been approved if not for this problem. I thought all you needed was a good job, good credit, ID, and SSN.
Anyways thanks! |
Re: Having Problems Buying a Car
When it comes to loans most companies when they find out that you're not a resident then they react as if you would leave them tomorrow without paying the loan.
A way around this is to only bring your ID to the dealership and just give your ssn when asked. There are no questions about citizenship, so instead of focusing on your status, they'll only focus on your credit history |
Re: Having Problems Buying a Car
I agree with malign0n. A few months ago I just took my license and I was approved for a used $21, 600, loan from a subaru dealer. They never asked me anything. The interest rate was quite good. I ended up not buying the car though.
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Re: Having Problems Buying a Car
a lot of people are very ignorant of daca and dont really know much about it or it could be they just dont want to deal with daca people.
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The issue with this and this is coming from what my friends have experience is that dealers are now paying attention to the LIMITED term in the cards, and wonder about that. |
Re: Having Problems Buying a Car
There should not have been a problem especially if there was a US citizen co signer. Did the the co signer have a job and good credit?
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Re: Having Problems Buying a Car
It also depends on the dealership, and who is financing you.
I just recently finance my second vehicle, no co-signer needed. |
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