DREAM Act Portal Forum - secured credit cards

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- - secured credit cards (http://dreamact.info/forum/showthread.php?t=7823)

Ed	04-21-2008 10:10 PM

secured credit cards

I just found out today, so if anyone already knew this or posted this then sorry, i don't remember everything that is posted on this forum. But i remember someone asking if they could apply for a credit card on here. Im here to tell you that yess. you can. I was at BofA today to deposit some money into my account. The teller asked if i wanted to open a credit card account. So i told him that, i didn't have a SSN, he said that was no problem, what i would have to do since, i had not history of credit, I would have to get a secured credit card. He then told me that an application would be coming in the mail, and when i had the 300$ for the deposit, i just go back to the bank, and activate the credit card.

Ayame

04-21-2008 10:38 PM

Re: secured credit cards

yea i got a credit account at BofA too. The one for students.

kenny1314

04-21-2008 10:39 PM

Re: secured credit cards

Quote:

Originally Posted by Ed (Post 100544)

But secured credit card has to pay fee at the first 9 months. then you can change it become no any fee.

DREAM2oo7

04-21-2008 10:52 PM

Re: secured credit cards

I just got one from Capital One with a credit limit of $500 and I didn't have to pay anything. .

Ed	04-22-2008 12:42 AM

Re: secured credit cards

Quote:

Originally Posted by DREAM2oo7 (Post 100549)

I just got one from Capital One with a credit limit of $500 and I didn't have to pay anything. .

capital one? hmm..let me check that out?..its online right?. do you leave the ssn part blank?

hooper

04-22-2008 02:04 AM

Re: secured credit cards

what are u talking about citi. You never help me sign up for anything.

Also, why don't you guys just get a debit card? I would only get a CC to improve my credit.

Ed	04-22-2008 02:16 AM

Re: secured credit cards

Quote:

Originally Posted by citizenhope (Post 100573)

Dude (Ed), screw that secured credit card. Just sign up for the Student Visa Card. I helped another member on the forum sign up for it (Hi babe ;-)!). Anyway I had a chat with one of the Online Specialist, and he/she said that filling in your ITIN is acceptable for the SSN requirement.

Also on a completely pointless and random note, Photo Expressions will allow you to personalize your card with any picture you want to upload for the card design. I just got mine in the mail with a picture of me and a beautiful DREAMer/forum member. Now I would scan it and show it off, but for security reasons of allowing others to see my account number...I thought best not to. I wouldn't want those legals stealing my identity you know? (No offense Pingpong / VaeVictis & other legal members hehe)

Legal is legal!!!

thanks, i guess ill just wait for my ITIN to come in the mail.

MariaG1987

04-22-2008 09:55 AM

Re: secured credit cards

Quote:

Originally Posted by citizenhope (Post 100581)

My purchasing power allows me to sustain a healthy habit of feeling like a true American racked up in debt...Thank you China for lending your money...lock up all the Tibetans for all I care.

It also allows me privileges such as a night with Samantha.

Uh oh, Mario's going to be upset.

And anyway, I would wait for your ITIN and then apply for that student credit card. I haven't even used mine yet, though. Maybe I should so I can feel like a true American.

Elmexicano

04-22-2008 11:44 AM

Re: secured credit cards

I have a Student Debit card with Bofa. ill try to see if i can get a CC with them.

Ed	04-22-2008 02:55 PM

Re: secured credit cards

Quote:

Originally Posted by hooper (Post 100575)

what are u talking about citi. You never help me sign up for anything.

Also, why don't you guys just get a debit card? I would only get a CC to improve my credit.

i do have a debit card, it doesnt do much, b/c its money you spend that you already have.lol. wit a CC, you build credit i mean that was my whole point of getting one.

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