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-   -   Car Insurance without a license? (http://dreamact.info/forum/showthread.php?t=7840)

DREAMAct01 04-25-2008 12:37 AM

Car Insurance without a license?
 
Ok so I saw this small car insurance place that's located in my neighborhood and they have a sign that says you could get car insurance without having a license? If this is possible, would the insurance cover me if I were to get in an accident or get pulled over?

RahmanIV 04-25-2008 12:48 AM

Re: Car Insurance without a license?
 
It sounds odd. I don't think its real insurance. Some states have laws prohibiting insurance coverage to unlicensed drivers. If your state has such a law, then legally they can't cover you or they are running a shady business. If you were to get in an accident, you most likely won't be able to claim insurance.

If it is a legitimate business, then the insurance rates are going to be outrageous.

DREAMAct01 04-25-2008 12:51 AM

Re: Car Insurance without a license?
 
Yeah that's what I thought. The insurance place has been there for years now, but just now it says that you can get a policy without a license so long you have a licensed driver on your policy. Although my mom said that she saw some guy get a policy just with his consular ID card.

Ayame 04-25-2008 12:54 AM

Re: Car Insurance without a license?
 
Quote:

Originally Posted by RahmanIV (Post 100760)
It sounds odd. I don't think its real insurance. Some states have laws prohibiting insurance coverage to unlicensed drivers. If your state has such a law, then legally they can't cover you or they are running a shady business. If you were to get in an accident, you most likely won't be able to claim insurance.

If it is a legitimate business, then the insurance rates are going to be outrageous.

There is one around here, they allow you to get insurance without a drivers license, or even with a DL from your own country. But the rates are really high, not sure how much, but its legitimate.

Dont drive without a license D: too risky

DREAMAct01 04-25-2008 01:01 AM

Re: Car Insurance without a license?
 
I kind of have to. I don't have any other way of transportation. Thank God that nothing bad has happened since I started driving. I have my car insured though if I would feel more comfortable if my name were on the policy.

SomeGuy_ 04-25-2008 06:36 PM

Re: Car Insurance without a license?
 
Even if you don't have a DL, get insurance if possible!
I know its possible in CA.


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