Just call them and send them your important information, I hope it works. If you are planning to get a credit card to pay for college just be sure you know the important rules. If you do not know your credit score, or don't think it matters, you can be cheating yourself. The proof is here: The no-so-hidden lifetime cost of a bad credit score. From the auto you drive to the house you live in, your credit rating has a critical impact on the outcome. The first step to a stronger credit rating is simply checking your credit score to make sure it is accurate.