I don't think it's possible, but if you guys are planning to take out any kinds of loan take extra careful. I heard that the Federal Trade Commission has filed a lawsuit against several individuals. These people own and operate six separate payday loan businesses. The FTC alleges that these corporations used payday cash advance applications as a starting point for fraud. These companies supposedly charged consumers monthly fees. These fees were for goods they did not specifically agree to. I read this here: Six payday loan companies charged with financial fraud.