i just applied for the BOA 123 rewards credit card online. they sent the card along with the credit report. someone told me its high because its fresh and i dont have any loans or borrowed money, then it will go down. well i owe serious money right now so i guess it will go down. Im gonna open another credit card after a few months and see if my credit doest really go down. im assuming they too will send me a report...

maybe you guys can go to a car dealer and firstly ask tell them that you want to get a car but are not sure about your credit, maybe they can check for you . if not then jus tlook at few cars and leave. you dont have to buy one lol