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Originally Posted by Allthatnmore
Um, I think yhis is for non-citizens, they take around 28% of interest gains and give it to the government, but I thought that only apply to ppl without a ssn.
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I thought that too but it applies to anyone who doesn't supply the bank with their SSN or ITIN. Only non-citizens get even more interest taken away than citizens do. Oh and I read somewhere you have to submit it like every 2-3 years? Anyone know anything about this?