Quote:
Originally Posted by 2Face
I'm not condoning this but you are aware that they don't verify your income. They don't call your employers or anything. I'm not telling you to outright lie about where you work and how much you earn but I actually may have embellished the amounts slightly. The point is I know I'm capable of using the card responsibly and paying them off fully each month. Something to consider IF and only IF you know what a credit card is and are ready to use it responsibly and not just to buy random things you desire without any consequences in mind.
|
Yes I am very responsible with my money and I honestly dont need a credit card because I really only buy what I have money for. But I do need credit, since everything nowadays revolves around credit. I want to buy a car and i have anough money in cash to pay for it, but I'd rather finance it for about a year just so that I can build this silly credit....
I never applied at bank of america. when the banker told me I would need a cosigner I just told him to forget about it.
But at Capital one I put down that my income was 15k, since it wasnt for the whole year. Too little maybe, and thats why they denied me? should I try again?
__________________
Vermont Service Center - Biometrics walk in: Sept 11 --- (original date Sept 14)
RFE letter printed: Sept 21 --- RFE letter received: Sept 27 ----- RFE letter received at USCIS: Oct 9, 2012
i821 Approval: 10/12 - EAD mailed out 10/15 - EAD received: 10/17