I applied for a Journey credit card from capital one it's a student credit card, they gave me a $500 limit line and i got approved instantly. That is the first card that I have. Another one I have is from barclaycard, one of my friends is a permanent resident and he agreed to get a credit card so I can finance my macbook through that, they instantly approved him for a $1,700 credit line, and he added me so now we kinda both share the card, but I use most of it and pay it off under his name but now since he added me I believe it affects both of our credit scores.