hey guys so i emailed the US departments of housing and urban development and asked them directly since they are the ones who offer the FHA loans and they sent me this long letter of who qualifies and this is what caught my attention.
Non-Permanent Resident Aliens: FHA will also insure a mortgage made to a non-permanent resident alien provided that the property will be the borrower's principal residence, the borrower has a valid SSN, and the borrower is eligible to work in the U.S. as evidenced by an Employment Authorization Document (EAD) issued by BCIS. If the authorization for temporary residency status will expire within one year and a prior history of residency status renewals exists, the lender may assume continuation will be granted. If there are no prior renewals, the lender must determine the likelihood of renewal, based on information from the BCIS.
Now tell me what you guys think? It sounds to me like we qualify? So is it a matter of the bank not wanting?
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aplication received: oct 22
i797c : oct 31
biometrics done: nov 28
approved - 3/14