Originally Posted by kmpxx

I financed a car no problem at the dealership. All I had to do was fill out some paperwork and sign on the line. The salesman asked for my EAD, drivers license, and SSN card and didnt ask questions. He didnt ask for all of them at once though just one at a time as he did the paperwork. I had a great experience and in couple more months I'll have my car paid off. I received great OTD price and interest rate. I bought new btw.

I thought about using a credit union but for me it was too much hassle. If the dealership is giving you a hard time though go to a different one or you can try the credit unions. Just know that to join a credit union they pull your credit report which adds a hard inquiry. Penfed allows you to use the same credit report to apply for auto loans and credit cards so its only one hard pull.