Quote:
Originally Posted by Malign0n
When it comes to loans most companies when they find out that you're not a resident then they react as if you would leave them tomorrow without paying the loan.
A way around this is to only bring your ID to the dealership and just give your ssn when asked. There are no questions about citizenship, so instead of focusing on your status, they'll only focus on your credit history
|
Hey thanks for your reply! I totally agree. All I initially gave the dealership was my I.D and SSN to check credit. Eventually the loan company started asking for more information. They actually wanted to see the original SS card and I had to show it to them. Then they got around to asking for my EAD and that's when the said they couldn't do the loan. I was very suprised because I had a US Citizen co-signer with a house and two cars on his report.
Quote:
Originally Posted by edison
I agree with malign0n. A few months ago I just took my license and I was approved for a used $21, 600, loan from a subaru dealer. They never asked me anything. The interest rate was quite good. I ended up not buying the car though.
|
Wow, was it from the bank itself? I really dont understand whats going on with my situation. Why would they need additional info anyways? For some reason they asked for the original SS card after they had my number and pulled my history.
__________________
Date Application Sent - 8/24/2012/Delivered-8/27
Date of I-797 C Notice of Action- 9/6/2012
Date Biometrics scheduled - 9/25/12 Walk in: 9-13-12
Date of Approval- 10/19/2012