Wells Denied me for a Student card - said my only option was to get a Secured Card. When I asked if they'd eventually let me upgrade to a regular card, they said not until I was at least a PR.

I said FTS

Looked online, applied for Capital One Journey. Approved Instantly. A year I decided to shop around for a better card since the Journey is a basic cashback program. Applied for AmexEveryday and was approved in a few days.

A buddy of mine was offered a BoA CC, was approved without a hitch.

I know a lot of folks, students especially find it easy to get approved for Discover, but I was denied by them when I applied for their student card.