Okay, can someone help me out here. I found out I have a hernia and it's pretty painful here and there. I work for a family owned restaurant that doesn't offer insurance. I use to work for Disney that offered insurance but that's another story. I know we don't Quality for the covered California insurance but is there another way besides having to go thru private insurance where I have to pay 250 or 300. I just turned 24, I have deferred action.