Quote:
Originally Posted by Gzalo
Cash. I have no credit cards, no debt whatsoever, and plenty of property/assets I've amassed in my short years under DACA. I learned my lesson the first year I was able to work how idiotic the culture in this country is:
Spending money you don't have to impress people you don't like.
I pissed away all my money going out, drinking, weed, eating out, and useless purchases. I felt like after growing up illegal and not being able to do most of those things I finally had the chance to do them, having not grown up that way, I realized quickly how foolish this materialistic culture that drives this country really is, having been an outsider for so long. I was also fortunate enough to have an incredible economics professor in college who had similar ideologies and criticism of America and its culture.
That coupled with the fact that DACA was never a permanent thing were all the reasons in the world to save money rather than pissing it away like many in this country do. And most of the time get little to no return for it.
It's beyond idiotic.
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Lol.
Credit allowed me to move out of my mom's apartment and get a job.
It allows me to go on vacations and pay for it later. I have enough mile rewards for a few free round trips anywhere in the us.
It gives me a safety net if i lose my job.
Credit card provides rental car insurance for free. That saved my ass once when i banged up a car.
It builds up my score for larger loans if i need it.
And I'm not in debt!
You're an idiot.