No problem


If you want to build credit then do it buying a cheaper car, going through a credit union but do not buy from a dealership! Do private.


You could do this:

This is how I buy cars:

Look for a private seller

If you do not have cash, use a credit union, the credit union will give you a loan even if you are buying from a private seller. Just find a car with low miles that is affordable and well taken care of through a private seller. You can ask for the carfax to see the maintenance history and also to make sure that it has not been crashed.

Dealerships are just there to rip you off.


I can guarantee you that you will feel very happy with your purchase. The fact that you will drive a car you can afford is a piece of mind.