Quote:
Originally Posted by FLDreamerrr
Yeah it's a struggle . I pay 450 a month plus 300 for insurance
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You are getting shafted. Why pay the BANK for something that you can just save and pay NO interest on? If you save the money and wait, you won't have to give YOUR money to the bank at all. Plus the car will be yours, not the bank's.
Research better ways to afford a car, they are out there even for those with less than decent credit. My opinion, along with others on this thread, is that you should pay cash for a car that you can actually afford.
If you really want a nicer car, wait until you can afford it by saving every month and paying most of it (or all) up front. Peace of mind. But i get it this is not the mindset of most people.