Hello everyone,

I am looking to buy a house this year, hopefully in the next 6 months or so. I went mortgage shopping recently and basically got auto denied, as in they wouldn't even type in my information, as soon as they realized I am not on a Visa or under any permanent immigration status.

Did some reading but couldn't really find anything local, I live in Washington/Seattle. Rocket mortgage was the only viable option from those I saw.

One thing a nice gentleman warned about at a local credit union is to make sure that I not only get pre-approved but underwritten, as otherwise, after making an offer and starting the buying process, the loan can be denied when they see my status and the bank basically keeps some of your money.

So, question to all you home owners out there, specially in Washington, who do you have your mortgages with and did you get underwritten for it ahead of time?

Also, did they give you extra high rates because of our status? I was momentarily offered 3.8 percent because ofy credit score 800+.

Any recommendations?