Oh no, I don't exist as a person lol, BUT I have kept up with this shit because I know people who are really desperate.

The biggest problem is that like most thinks with this administration, they have no idea WTF they're doing. They gave the banks a little instructions, told the public it was going to be open on April 3rd, and told everybody "good luck" and patted themselves on the back.

Meanwhile the banks had no idea what was going on, how they would get paid back, etc. and they told their branch managers even less. At the same time SBA's website was useless and didn't have a list of their approved lenders and their phone people had no idea what was going on.

A couple of days before this was supposed to go live, the Treasury put out their own form (the one you've seen) and had some more instructions but that just added more to the confusion because if you called the bank, they'd tell you there was no application and to wait, but you'd tell them "That's not true, there is an application online" and they'd tell you it's fake and they have to make their own...

Then came the 3rd. BOA was the first to go up but said you have to have a loan with them already, Chase was next but they didn't actually have an application and you had to have an account with them already, just a form to fill out for them to get an idea who you were and then they'd call you back. Wells Fargo said that they were working on it but it wouldn't be ready on Friday. Then at 9 AM eastern, WF went live but it was a just to gauge interest and there was so much interest that they shut it all down by Sunday afternoon.

It turns out WF can only loan out $10 Billion because they got bitch slapped by the feds a few years ago.

So far nobody has seen a penny.