Originally Posted by beingoflight

the most stupid advice in this site yet smfh.

this mf has a sht ton of hard inquiries guaranteed smfh

Credit Karma is known to lie about everything. even the credit cards they promote are known to be crap, they only promote them because they get a cut from people signing on them.

the card you mentioned is trash. avoid it.

apply for one with Capital One, Wells Fargo or Bank of America (capital one is known to accept pretty much anybody.)

use the card ONLY to pay for small things like gas or your netflix subscription etc. pay it off completely before the due date.

keep in mind every time you apply for a credit card it will make an inquiry on your credit and affect it. just get 1 or 2 cards, having too many makes your credit look bad and go up even slower.

only a true rètard has a credit card with annual fees when there are so many out there without any.

the other thing that will skyrocket your credit is a car loan, but be careful some dealerships dont report to all the 3 credit bureaus, i played it safe and went to CarMax and they told me all the banks that approved me and how much interest rate i was paying on each. right now is not a good time to get a used car but if you have to make sure you get a real cheap car with a huge down payment.

i went from having a score of 380 to 640 in a year.