Yes, you can and must get car insurance. I'm 24 years old, male, first time license. Lowest quote I could get and finalized is Geico..$314 monthly. I was told there were couple of reasons the quotes were so high..mainly because I'm under 25, first time driver, and the city I live in also has too many people who make claims. This is most likely the case with you as well. If you maintain a clean record and clean driving history, after six months your premium will go down for sure. GL.