Quote:
Originally Posted by nubianqueen
i had to get a secured card in order to build my credit. Used it for a year, made payments on time and then my credit score went from a 4 to a 790. Now i have cc offers left and right .
I would advise you to keep the secured card open and have some activity for at least 6 months . After that you can try getting a cc with capital one . also having too many hard inquiries on lowers your credit score and stay on your credit report for 2 years.
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but why stay with wells fargo if I will never get a credit card with them? I can get a secured card with another bank, one that will actually give me a credit card.