Quote:
Originally Posted by g33k
Get a firstprogress.com secured credit card. I got one in January and it shows progress on my credit score. They will approve you with no credit history. You will just deposit your collateral which willbe your credit line. I checked my TransUnion score this week and its at a around 734. I applied yesterday for another credit card with Capital One for a $200 secured credit card and only asked for a $49 deposit.
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Both of those cards come with annual fees.
US BANK has secured credit cards without fees. A much better choice:
https://www.usbank.com/credit-cards/...tablish+credit
If you have a relationship with a bank like Bank of America or Chase, you might be able to apply for a non secured card and get it based on the relationship. That's how I got my first card (from BOA).
Also applying in person or over the phone is the best. That way you can go for a reconsideration immediately. If you apply online the website won't care/let you give any reasons on why they should approve you.