How are you applying to get these cards? I applied online for my Amazon Visa credit card and I was approved right away. They didn’t ask me any for status questions. Same thing when you apply for credit cards in the stores. They just need ID. I see people with tax IDs applying for credit cards and getting approved. I dunno why you are having a hard time. Maybe cuz you go to the banks. Try the store cards that you can use outside the stores as well, there’s GAP Visa, Macy’s American Express, etc. You just apply in the store and you get approved or denied right away. You just need ID and your social or TAX ID.