Home loan in Chicago?

Sorry if this has been discussed before. I did a search and found a lot of threads of homeownership but none directly answered my question.

I am having a really hard time getting preapproved for a home loan. I have tried Chase, Wells Fargo, Pennymac and 2 credit Unions near me. I am very upfront about the C33 DACA work permit and they all say that I qualify per Fannie Mae guidelines buy they don't offer loans to this category yet.

I know other people have done it, and I am sure in Chicago there has to be somebody somewhere that can get me a loan. Does anyone have a bank / credit union online or in the Chicago area who has approved loans for DACA recipients?

I am 25 years old, middle credit score is 805,no debt, income is 120-130k per year, I have 50k in cash for a downpayment and another 120k in investment/retirement accounts. I could save up a couple more years and just pay cash, but I would highly prefer a loan. This is one of those things that gets complicated because I don't have a simple piece of paper.

Sorry for venting and please PM or reply if you have any info on home loans in Chicago. Thanks.

If you are serious about it. I can ask my loan officer if he has any connections over there.

Definitely serious about. Looking to buy within the next 2-6 months. I've already started doing walkthroughs and open houses. I just can't seem to get anyone for pre-approval. It's always "everything looks great and lines exept our investors/owners/program currently do not support the C33 DACA for loans". Even though Fannie Mae's guidelines allow it.

What neighborhoods are you looking into?

I really like Lincoln Park and Ukrainian Village.

Closer to Ukranian Village. Lincoln park is nice, but i'm looking closer to the west/north side of the city and suburbs.

I had a hard time getting a loan when I was DACA. (Do not do BoA, assholes). I ended up doing owner to owner financing and once I became a LPR i refinanced. I refinanced with these guys and they were great and closed me in less than a month. They're located in Berwyn, bordering with Oak Park. Might wanna give them a call and see if they'll help you finance with just DACA:

http://www.myguaranteedfinancial.com/

Ok I’ll text him first thing tomorrow morning.

Also, The Resurrection Project in Pilsen has a realty section that does help you find financing with DACA. Might wanna call them too.

http://resurrectionproject.org/progr...home-purchase/

Just texted my loan officer. I’ll let you know what he says.

Pilsen is dope. It used to be run by the Czechs, now it's a predominately Latino community.