• Home
  • Today
  • Advocacy
  • Forum
Donate
  • login
  • register
Home

They need you!

Forum links

  • Recent changes
  • Member list
  • Search
  • Register
Search Forums
 
Advanced Search
Go to Page...

Resources

  • Do I qualify?
  • In-state tuition
  • FAQ
  • Ways to legalize
  • Feedback
  • Contact us

Join our list

National calendar of events

«  

July

  »
S M T W T F S
 
 
1
 
2
 
3
 
4
 
5
 
6
 
7
 
8
 
9
 
10
 
11
 
12
 
13
 
14
 
15
 
16
 
17
 
18
 
19
 
20
 
21
 
22
 
23
 
24
 
25
 
26
 
27
 
28
 
29
 
30
 
31
 
 
 
Sync with this calendar
DAP Forums > DREAM Act > The Lounge

Daca-friendly banks for auto loan? - Page 2

  • View
  • Post new reply
  • Thread tools
    Thread Tools
    Show Printable Version Show Printable Version
    Email this Page Email this Page
  • ‹ previous
  • 1
  • 2
  • 3
  • 4
  • next ›
#11
02-24-2017, 12:03 PM
Senior Member
Joined in Dec 2010
5,411 posts
JohannBernoulli1667's Avatar
JohannBernoulli1667
JohannBernoulli1667
View Public Profile
Send a private message to JohannBernoulli1667
Find all posts by JohannBernoulli1667
0 AP
Also, don't buy new...

You are getting ripped off if you buy new cars.
__________________
"The world is my country, science my religion"- Constantine Huygens
  • Reply With Quote
Post your reply or quote more messages.
#12
02-24-2017, 09:06 PM
Member
Joined in Aug 2015
93 posts
texaskid
texaskid
View Public Profile
Send a private message to texaskid
Find all posts by texaskid
0 AP
+1 for the Credit Union route.

I had been banking with BoA for years, but they turned me down for a car loan because of a lack of installment loans on my credit report, even though I had 2 CCs for years by then. So did SunTrust and a few other places that other people had luck with.
Then I randomly walked in to a local CU, gave them my license, proofs of income, and got approved on the spot at 3.99% for a used car. They didn't even ask to see my social, just asked for the number, then asked when it was issued because it gave a red flag because of the non-standard number. Told them it was 2012, after the 2011 number randomization, and that was it.
  • Reply With Quote
Post your reply or quote more messages.
#13
02-24-2017, 10:25 PM
Senior Member
Joined in Sep 2013
848 posts
FLDreamerrr
FLDreamerrr
View Public Profile
Send a private message to FLDreamerrr
Find all posts by FLDreamerrr
0 AP
Suntrust 4% . Originally I got approved through Honda bank but they needed a I-9 which I don't have
  • Reply With Quote
Post your reply or quote more messages.
#14
02-24-2017, 10:30 PM
Senior Member
Joined in Dec 2010
5,411 posts
JohannBernoulli1667's Avatar
JohannBernoulli1667
JohannBernoulli1667
View Public Profile
Send a private message to JohannBernoulli1667
Find all posts by JohannBernoulli1667
0 AP
Quote:
Originally Posted by natalia1 View Post
I went to Tyndall and they asked why my driver's license said temporary and told me to "come back when you become a resident". He was such an a-hole
I see,

Maybe they did not suspect me because my license does not say temporary and my pay salary was around 65k at the time.
__________________
"The world is my country, science my religion"- Constantine Huygens
  • Reply With Quote
Post your reply or quote more messages.
#15
02-24-2017, 10:38 PM
Senior Member
Joined in Sep 2012
112 posts
natalia1
natalia1
View Public Profile
Send a private message to natalia1
Find all posts by natalia1
0 AP
Update: I was turned down but every bank and credit union I applied to except Wells Fargo. I applied for financing through the dealership (even though everyone told me not to) and they approved me with 6% interest which is much better than WF
__________________
Self Prepared
Texas Lockbox Facility: Sent: 10/04/12
Delivered on: 10/05/12, G-1145 txt&email: 10/10/12
I-797C received: 10/15/12, Biometric received: 10/20/12
Biometrics done: 10/30/12, EAD Approved: 04/03/2013
  • Reply With Quote
Post your reply or quote more messages.
#16
02-24-2017, 10:43 PM
Senior Member
Joined in Dec 2010
5,411 posts
JohannBernoulli1667's Avatar
JohannBernoulli1667
JohannBernoulli1667
View Public Profile
Send a private message to JohannBernoulli1667
Find all posts by JohannBernoulli1667
0 AP
Quote:
Originally Posted by natalia1 View Post
Update: I was turned down but every bank and credit union I applied to except Wells Fargo. I applied for financing through the dealership (even though everyone told me not to) and they approved me with 6% interest which is much better than WF
Some dealerships will help you. Congrats, I hope you did not buy an expensive car.

Pay in time and next time you should get a better rate
__________________
"The world is my country, science my religion"- Constantine Huygens
  • Reply With Quote
Post your reply or quote more messages.
#17
02-24-2017, 11:08 PM
Senior Member
Joined in Aug 2012
206 posts
brz09tls
brz09tls
View Public Profile
Send a private message to brz09tls
Find all posts by brz09tls
0 AP
Third the motion for a Credit union. I can get a 1.99% loan for up to 65 months. My credit score is in the upper 700's though.

My recommendation is to wait a bit more to get your credit score at least in the 720's so you can get a better interest rate. In the meantime, save more for a bigger downpayment. You will not be getting good rates if you have scores less than 700.
__________________
OCT 4th 2012 - DACA approved; OCT 11th - SSN; OCT 15th - License; OCT 25th - First CC approved /// JUN 6th 2014 - Renewal sent; SEP 5th - Renewal approved! /// APR 24th 2016 - 2nd Renewal Sent; AUG 8th - 2nd Renewal approved
  • Reply With Quote
Post your reply or quote more messages.
#18
02-24-2017, 11:09 PM
Senior Member
From SoCal
Joined in Aug 2012
5,123 posts
g33k
g33k
View Public Profile
Send a private message to g33k
Find all posts by g33k
0 AP
Just save some money and get a used car. There are decent cars for $6000
__________________


"Throw yourself off a cliff and build your wings on the way down." -Ray Bradbury
  • Reply With Quote
Post your reply or quote more messages.
#19
02-25-2017, 12:45 AM
Senior Member
Joined in Dec 2010
5,411 posts
JohannBernoulli1667's Avatar
JohannBernoulli1667
JohannBernoulli1667
View Public Profile
Send a private message to JohannBernoulli1667
Find all posts by JohannBernoulli1667
0 AP
Quote:
Originally Posted by g33k View Post
Just save some money and get a used car. There are decent cars for $6000
This ^^^^^

I have a 2006 VW jetta. I paid 5000 dollars for it.

No interest, no payments, no issues. Only 52k miles
__________________
"The world is my country, science my religion"- Constantine Huygens
  • Reply With Quote
Post your reply or quote more messages.
#20
02-25-2017, 01:16 AM
Senior Member
Joined in Sep 2012
112 posts
natalia1
natalia1
View Public Profile
Send a private message to natalia1
Find all posts by natalia1
0 AP
Quote:
Originally Posted by JohannBernoulli1667 View Post
This ^^^^^

I have a 2006 VW jetta. I paid 5000 dollars for it.

No interest, no payments, no issues. Only 52k miles
I only work part-time since I go to school full-time and it would take me forever to save enough to buy a decent car. I found a 2014 hyundai sonata for $220 a month..
__________________
Self Prepared
Texas Lockbox Facility: Sent: 10/04/12
Delivered on: 10/05/12, G-1145 txt&email: 10/10/12
I-797C received: 10/15/12, Biometric received: 10/20/12
Biometrics done: 10/30/12, EAD Approved: 04/03/2013
  • Reply With Quote
Post your reply or quote more messages.
  • ‹ previous
  • 1
  • 2
  • 3
  • 4
  • next ›


« Previous Thread | Next Thread »


Contact Us - DREAM Act Portal - Archive - Top
Powered by vBulletin®
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.