Just in case you were bailing to another country, CARES Act allows us to withdraw up to 100k penalty free due to COVID impact. Technically if you got sick or your wages were affected in any way (took a pay cut, were furloughed, etc...)
You'll still have to pay income taxes on the distribution but got 3 years to pay that out. I just did this as historically have done better in my brokerage account than my retirement account