I was just checking out the application for their undergrad student loan and seems like u could apply without a ssn...but u need a co-signer who is either a pr or a u.s. citizen....and plus 2 references outside your home.....well if anyone here needs one and has this requirments give it a shot for us and let us know how it goes...well if i dont get approve with the citiassist loan ill try this one out and tell you ppl how it goes......i thought i should post this for ppl looking for a loan .......( keep in mind i haven't called or read any of the fine lines so u probably need like a visa or a form or a A number but im not sure that u do so yea)...........