In my opinion anyone who is planning on defaulting on their debt on purpose and with malice is a piece of garbage.
We can play the blame game all day long and act like victims if we went; or we can take some damn responsibility. Our situation sucks and the political landscape for us sucks. However, have some pride and do what is right. A loan is an agreement, it's a promise, it's your word and your integrity.
Dreamers should not be taking out loans anyways. Besides student loans or house loans dreamers should know better then to get auto loans or run up credit cards. Just my .02.