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-   -   Wells Fargo Lawsuit about DACA being denied loans will proceed (http://dreamact.info/forum/showthread.php?t=77577)

Swim19 08-09-2017 08:07 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by BeeHive (Post 623634)
If you read the article they are suing because they denied DACA people. It doesn't explicitly say they are suing because they denied a DACAer with USC Co signer.
It is in the lawsuit:

Quote:
The bank also argued that noncitizens might not be good credit risks because they might not remain in the U.S. Chesney said the law recognizes the benefits of a “stable economy,” but she noted that the lawsuit alleged that Wells Fargo had denied a loan to an immigrant who was part of the DACA program and had a U.S. citizen cosigner.

JohannBernoulli1667 08-09-2017 08:14 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
I see, they should make article headlines what it is. This is exactly what stirs people on the right. Then they clarify and they go, "ain't matter, illegal is illegal".

Osito 08-09-2017 09:39 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by BeeHive (Post 623513)
"It is federal law" what? What is federal law? Please tell me.
Quote:
Denial of loans based on citizenship status violates a federal law, passed in 1870, and a California civil rights law, U.S. District Judge Maxine Chesney said Thursday in rejecting the bank’s attempt to dismiss the proposed nationwide class-action suit.
Would you guys be okay with a private employer not giving you a job because of DACA? After all the private employer would have to invest in you (onboarding, training, certifications) without any guarantee you will have a permanent ability to work and it's a risk to invest in hiring you.

BeeHive 08-09-2017 09:54 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by Osito (Post 623655)
Would you guys be okay with a private employer not giving you a job because of DACA? After all the private employer would have to invest in you (onboarding, training, certifications) without any guarantee you will have a permanent ability to work and it's a risk to invest in hiring you.
Quote:
In seeking dismissal of the suit, the bank argued that its policy was allowed by a 1976 federal law, the Equal Credit Opportunity Act, which prohibits discrimination in lending based on race, sex, religion or national origin but does not mention citizenship.
So this is what they are going by that they can discriminate based on immigration status because this law doesn't cover it.

We will see who wins.

And yes I have been denied jobs because of DACA and I man up enough to explain to them my explanation in order to work something out. I don't blame them not hiring someone whose future is undecided after 2 years. Same reason certain private companies don't hire international students.

BeeHive 08-09-2017 09:59 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by Swim19 (Post 623647)
It is in the lawsuit:
Edit: re-read your quote, it is an alleged person that said she or he was denied loan with a co signer. NOT the person behind the suing. You're wrong.
------------------------------------------------------------


And why she denied when she tried USC Co signer? Did it say she was denied because of immigration status.

I read a different article that says she tried to apply and she was denied because of citizenship. She then proceeds to change immigration status it to citizen and she passed. It didn't say anything about Co signer.

Is this the same girl? https://www.google.com/amp/m.huffpos...72c4e850d4/amp

MIdreamer 08-09-2017 11:02 AM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by Osito (Post 623655)
Would you guys be okay with a private employer not giving you a job because of DACA? After all the private employer would have to invest in you (onboarding, training, certifications) without any guarantee you will have a permanent ability to work and it's a risk to invest in hiring you.
I'm OK with that. The company is investing a lot of money to train new hires. If they don't want to hire me because of DACA, I understand, no hard feeling.

Kawi-ZX6R 08-09-2017 12:14 PM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
I mean we really are a risk for them. Any bank has the risk of losing their money if something happened to DACA. Banks hate losing money.

Swim19 08-09-2017 12:31 PM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by BeeHive (Post 623662)
Edit: re-read your quote, it is an alleged person that said she or he was denied loan with a co signer. NOT the person behind the suing. You're wrong.
------------------------------------------------------------


And why she denied when she tried USC Co signer? Did it say she was denied because of immigration status.

I read a different article that says she tried to apply and she was denied because of citizenship. She then proceeds to change immigration status it to citizen and she passed. It didn't say anything about Co signer.

Is this the same girl? https://www.google.com/amp/m.huffpos...72c4e850d4/amp
It is in the lawsuit, and her name is part of the lawsuit "MITZIE PEREZ, individually and on behalf of all others similarly situated, and CALIFORNIA LEAGUE OF UNITED LATIN AMERICAN CITIZENS,"

Quote:
In an attempt to better understand the reason for the denial, Ms.Perez returned to the prior screen and changed the response to the question about citizenship to “I am a permanent
resident alien,” and she received information about a student loan option. At the top of the screen there was a note that read: “Based on the citizenship status you provided,
a U.S. citizen cosigner will be required for this application.” Ms. Perez was thus denied a student loan due to her citizenship status. Had Ms. Perez been allowed to apply for a loan, she would have had a cosigner available to meet Wells Fargo’s cosigner requirement.
http://www.wellsfargolendingdiscrimi...7-cv-00454.pdf

BeeHive 08-09-2017 02:05 PM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by Swim19 (Post 623705)
It is in the lawsuit, and her name is part of the lawsuit "MITZIE PEREZ, individually and on behalf of all others similarly situated, and CALIFORNIA LEAGUE OF UNITED LATIN AMERICAN CITIZENS,"

http://www.wellsfargolendingdiscrimi...7-cv-00454.pdf
Okay but she never used the co-signer to begin with. With your initial statement, you made it seem like she applied with a co-signer, but she never did.

Also, there is no reason for you to give me an infraction when I am proving you wrong or I am calling out racist people.

Swim19 08-09-2017 02:13 PM
Re: Wells Fargo Lawsuit about DACA being denied loans will proceed
 
Quote:
Originally Posted by BeeHive (Post 623719)
Okay but she never used the co-signer to begin with. With your initial statement, you made it seem like she applied with a co-signer, but she never did.

Also, there is no reason for you to give me an infraction when I am proving you wrong or I am calling out racist people.
I replied to you via PM. The forum is not the place to discuss this.


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