I paid too much for Rutgers Newark and I'm horribly ashamed about it. I had to take out a loan, with a cosigner, and now I'm jobless, college-degreeless, creditless, and already in debt! worst idea ever.

I think the best thing to do if you're a NJ DREAMer is start at a NJ community college and then try to get some kind of scholarship that will transfer to an NJ university. I'm going to try to apply to a CUNY college for fall of next year. It will be very expensive, but if all goes well, the money will be worth the investment, now that we will actually be able to work and get ahead with your careers.