Do we have to do this whole three credit bureaus thing if we have never had a credit card or requested credit???
I have never applied for a credit card so I don't have a credit history at all. I did the IRS thing and went to my bank to switch the ITIN to my SSN in my account but that's it...

Does this show up in my employer's background check? i am waiting a response on that and am nervous they won't hire me because of my lack of background or not validating my social.