Called this morning and they said they were working on April 12th and will process applications in "order which they were received"? Go Figure.

Think amongst the theories, apps divided into bins makes the most sense as approvals are not consistent. So depending on the bin and who's working on them any of them could be accurate- working by the order they were received, working by expiration dates, working by completion of checks as I have been told all of these in the calls.