Originally Posted by pewpew

Hey guys, just reaching out because I'm getting really stressed about sending in our package. We have a lawyer so that's helpful, but we just don't have many joint documents. We've been together for 5 years, married for 2. We are in our mid-20s.

I know this is so dumb because I SHOULD know better, but we don't really have many joint things. Not a joint bank account because my H mostly took care of everything. Money I made I kept in my own account, which he encouraged, so I could build a little security nest. He mostly paid for everything out of his own account. We didn't see a need to have a joint account, though we just opened one to start things. We have separate health insurance because we figured it would be better if one of us lost our job -- at least one of us would have steady insurance. No property or assets of any kind. He was always on the utilities because it was easier. I'm so frustrated and also just angry at myself. I've lived in fear for so many years I can't believe I let things get this far without being prepared.

Literally all we have are:

- many photos and supporting documents for a few trips we have taken over the years (flights, reservations, etc.).. we never had a wedding, we couldn't afford one
- joint bank account we recently opened.. hoping to show more activity by the interview
- he is an authorized user on all of my credit cards (his credit is bad so we couldn't do joint even if we wanted)
- leases with both our names for the past 3 years
- he is the beneficiary on my 401k and work group life insurance

To make things worse, he just got a job in another state. He was struggling with unemployment for a while so it was crucial for him to take it (we have a joint sponsor we are working with just in case. we waited so long because he didn't make enough and we couldn't find a sponsor). He does come back on the weekends because it's not too far.

I'm just feeling so scared and dumb and hopeless right now. I feel like I got too "comfortable" (super ironic because I never feel comfortable but obviously I did to a certain extent). It also sucks because we have a real, serious relationship but idk how it may look on paper..

Sorry for the novel... Just looking for some support and/or any advice on other types of documents I show look for or just anything, really.. thank you..