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DAP Forums > DREAM Act > The Lounge

LOAN and CREDIT SCORE - Page 2

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#11
02-03-2014, 12:58 AM
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Quote:
Originally Posted by Rei_ayanami View Post
i havent. i dont have any money for it really. is it really because of my credit score?
Go to creditkarma.com to check it for free not credit card need it
__________________
Application Delivered: 08/25/13
EAD Approved: 01/29/14 DACA Approved: 01/30/14
EAD Received: 02/05/14 SSN Applied: 02/06/14
SSN Received: 02/13/14 Permit: 02/14/14 DLTest: 02/18/14 CA DL: 02/18/14
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#12
02-03-2014, 01:07 AM
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Rei_ayanami
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Quote:
Originally Posted by Malign0n View Post
That's awful. You will need to get those things out of your credit history; they could be hindering you with your student loan application.

Print out your report. You have to file a dispute with each of the credit bureaus. There is information on how to do this on your credit report.

There is no real time frame on how long it could take. But it took that guy a month to get it off their credit report. Good Luck

thank you
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#13
02-03-2014, 02:28 AM
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Wait... is there a mortgage loan and car loan on your actual credit report, or were those questions asked to verify your identity ???
__________________
>>Priority Date - 04-18-17 >>I-130 approved 12-26-17 >>Application for AOS sent : 08-17-17 >>Biometrics completed 9-11-17 >> Interview scheduled notice 12-28-18 >> Interview day 02-06-19 >> Case status update 02-12-19 "Card is in production"
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#14
02-03-2014, 02:32 AM
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And the only score that matters, is your Fico score. @ myfico dot com
All other "scores" are useless. Sign up for the free trial at the fico website, but make sure to cancel the next day, so that you don't get billed.
__________________
>>Priority Date - 04-18-17 >>I-130 approved 12-26-17 >>Application for AOS sent : 08-17-17 >>Biometrics completed 9-11-17 >> Interview scheduled notice 12-28-18 >> Interview day 02-06-19 >> Case status update 02-12-19 "Card is in production"
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#15
02-03-2014, 11:44 AM
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Chyno
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Quote:
Originally Posted by Rei_ayanami View Post
so here's the story...

i tried and tried to apply for a loan. and i keep on getting denied with cosigner and everything. i also tried to apply for credit cards in wells fargo, chase and citibank and i also got denied.

i had capital one before but i dont owe any money now and i closed it.

im trying to apply for a salliemae loan for a private nursing school because community college here in california is impossible to get in.

please help me. i dont know what to do. i dont know why i keep getting denied. is it because of my credit score? (altho i really doubt it)

i got approve with DACA and my SS says its onl y valid for working. and its going to expire next year. i figured i should go ahead and go to a private school and get my degree so when my working permit expires i have a degree.

help me. anybody here that has a salliemae loan?
I had a Sallie Mae loan but when I tried taking a new loan last December, I couldn't. They are not giving private loans to students like us anymore. It is a new policy where international students (that is how we must apply) need to show their unexpired Visa. The new policy must have started in October or so of last year.

Try and apply to Discover IT card. I have about $4,500 credit limit.
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#16
02-03-2014, 11:51 AM
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Quote:
Originally Posted by Rei_ayanami View Post
dream acts students like us cant do FAFSA so how do i pay for school? how do you guys pay for school when my family and i is almost dirt poor. :'(
I feel bad saying this, but welcome to the real world. Try applying to different scholarships, but you may not be able to because you are not enroll in school. I wish I could help you. Anybody in your family or friends can lend you money?
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#17
02-03-2014, 01:18 PM
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how much is the loan for
__________________
Application Delivered: 08/25/13
EAD Approved: 01/29/14 DACA Approved: 01/30/14
EAD Received: 02/05/14 SSN Applied: 02/06/14
SSN Received: 02/13/14 Permit: 02/14/14 DLTest: 02/18/14 CA DL: 02/18/14
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#18
02-03-2014, 08:21 PM
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Quote:
Originally Posted by JoseAle12 View Post
Go to creditkarma.com to check it for free not credit card need it
Just keep in mind that creditkarma gives a lower score estimate that what is your actually score.
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#19
02-03-2014, 11:13 PM
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Quote:
Originally Posted by jays_2308 View Post
Wait... is there a mortgage loan and car loan on your actual credit report, or were those questions asked to verify your identity ???
no they asked me those questions. and since i dont have one i assumed that somebody else used it. :' DAMN! im wrong am i? please answer
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#20
02-03-2014, 11:13 PM
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Quote:
Originally Posted by JoseAle12 View Post
how much is the loan for
$27000.00 worth of blood and tears.
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