Any good banks that don't need passport? - Page 4

Originally Posted by legendver2

What's the official definition of a resident alien? Does that include DACA? But that option in the screenshot I posted specifically said legal permanent resident, so I'm not sure if Ally still works. All these terms gets hella confusing sometimes, especially since it's different between immigration and tax laws. If we are considered resident aliens, then it's safe to assume that we are also classified as "other U.S. person" for Discover bank.

Also, do credit unions also have high yield savings accounts and CDs?

Originally Posted by IamAman

As far as the IRS is concerned, if you don't have a green card but pass the substantial presence test, you're a resident alien:

https://www.irs.gov/individuals/inte...-presence-test

Originally Posted by legendver2

Yea, but when banks ask for that status, are they using the immigration or tax definition?