Quote:
Originally Posted by SomeGuy_
How I got my BofA Credit card:
1. First I opened a checking account with BofA. (I used my itin, consular ID card, and student ID card)
2. A couple months later, I went to that same BofA branch and applied for a credit card.
3. I provided $99 as a security deposit for a card with a $500 credit limit that charges a $29 annual fee with a 20% interest rate.
4. Since my account was in good standing(no late fees, over the limit credit, etc), 9 months later, they gave me my $99 security deposit back and raised the credit limit to $1,000.
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wow, I had to talk to one of my dads contacts to get a credit line. I thought that was the only way.
BofA is a pretty good Bank, they also raised my credit limit from $700 to $1,200 in a relatively short amount of time. The only bad part is that my interest rate is 19%.