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DAP Forums > DREAM Act > The Lounge

So I went to BOA counter today and the teller said...

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#1
02-13-2012, 01:45 PM
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MiGSTeR
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I looked at your records and it seems that you don't have a BOA credit card yet. Would you like to open one? It will only take 5 minutes...

I didn't know what to say...


Does anybody have the same experience? I've been a BOA customer ever since I turned 18. I didn't want to be embarrassed of getting rejected by not having an SSN. I mean they did offer it.

Ahh I guess I'll just have to go for it next time...

Any thoughts?
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#2
02-13-2012, 02:08 PM
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I thought BOA gave credit cards to illegals. I might be wrong.
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#3
02-13-2012, 02:24 PM
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Hmm.. I'll go in today and update you guys. I am curious about this.
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#4
02-13-2012, 02:43 PM
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Quote:
Originally Posted by MiGSTeR View Post
Hmm.. I'll go in today and update you guys. I am curious about this.
Good luck, let us know. I am thinking about doing this my self. I just need to get another passport because my dog ate it.
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#5
02-13-2012, 03:10 PM
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This happened to me once, but with Chase...the SSN (gave ITIN) came up as invalid. She just assumed that there was a mistake and asked me to try again. I pretended as if I was in a rush, and said I'll come back again later.

It'll probably work if you actually speak with a representative in the back (not a teller), and let them know that it's an ITIN, not a SSN...they may put it in manually or something..

You can still try with BOA...it might be different?
Last edited by StillDreamingRN; 02-13-2012 at 03:12 PM..
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#6
02-13-2012, 03:14 PM
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I do not know how true this is...
http://www.snopes.com/politics/immig...kofamerica.asp
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#7
02-13-2012, 03:20 PM
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I have a bank of america amex card with my ITIN so no worries.
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#8
02-13-2012, 05:16 PM
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My views on BOA is simple: Fuck BOA. I've been with my bank for many years, but my mother wanted to open a new account so I went with her and she wanted me to be a signer on her account. She is 100% legal with her green card. I have a SSN and had a state license at that point (sigh good old days). They wanted to see my green card too! I was shocked. I just said I'll come in another day to do it.

Then a few months later, there was a press release that BOA would offer undocumented immigrants with "special" accounts where they would charge them extra to get accounts. So you see, it wasn't exactly a legal issue for them, but they wanted to squeeze us.

So yeah, fuck BOA.
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02-13-2012, 05:38 PM
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Quote:
Originally Posted by IamAman View Post
My views on BOA is simple: Fuck BOA. I've been with my bank for many years, but my mother wanted to open a new account so I went with her and she wanted me to be a signer on her account. She is 100% legal with her green card. I have a SSN and had a state license at that point (sigh good old days). They wanted to see my green card too! I was shocked. I just said I'll come in another day to do it.

Then a few months later, there was a press release that BOA would offer undocumented immigrants with "special" accounts where they would charge them extra to get accounts. So you see, it wasn't exactly a legal issue for them, but they wanted to squeeze us.

So yeah, fuck BOA.
Not sure in what state but here in Texas , they let one of my relative open a bank account with just a foreign passport and ITIN letter , been with them for 4 years ( before i had well fargo yuck!) .
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#10
02-14-2012, 12:16 AM
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idk but for me I see that as a good thing... I've seen how destructive credit card debt can be, especially with the interests which piles up to the point that whatever you make just goes towards the interest.Having a credit score may be essential here in the US, so I get why people do it... but for someone like me who has no stable job or status for that matter, its unlikely I would need a score to buy a house or a car anytime soon. It's actually a good way to avoid temptation to spend with a credit card by simply not having one! :]
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