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DAP Forums > Other Topics > Other Topics

Car Insurance without a license?

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#1
04-25-2008, 12:37 AM
Senior Member
From TEXAS
Joined in Oct 2007
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DREAMAct01
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Ok so I saw this small car insurance place that's located in my neighborhood and they have a sign that says you could get car insurance without having a license? If this is possible, would the insurance cover me if I were to get in an accident or get pulled over?
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#2
04-25-2008, 12:48 AM
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RahmanIV
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It sounds odd. I don't think its real insurance. Some states have laws prohibiting insurance coverage to unlicensed drivers. If your state has such a law, then legally they can't cover you or they are running a shady business. If you were to get in an accident, you most likely won't be able to claim insurance.

If it is a legitimate business, then the insurance rates are going to be outrageous.
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#3
04-25-2008, 12:51 AM
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From TEXAS
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DREAMAct01
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Yeah that's what I thought. The insurance place has been there for years now, but just now it says that you can get a policy without a license so long you have a licensed driver on your policy. Although my mom said that she saw some guy get a policy just with his consular ID card.
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#4
04-25-2008, 12:54 AM
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From Florida
Joined in Jan 2008
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Ayame
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Quote:
Originally Posted by RahmanIV View Post
It sounds odd. I don't think its real insurance. Some states have laws prohibiting insurance coverage to unlicensed drivers. If your state has such a law, then legally they can't cover you or they are running a shady business. If you were to get in an accident, you most likely won't be able to claim insurance.

If it is a legitimate business, then the insurance rates are going to be outrageous.
There is one around here, they allow you to get insurance without a drivers license, or even with a DL from your own country. But the rates are really high, not sure how much, but its legitimate.

Dont drive without a license D: too risky
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#5
04-25-2008, 01:01 AM
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DREAMAct01
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I kind of have to. I don't have any other way of transportation. Thank God that nothing bad has happened since I started driving. I have my car insured though if I would feel more comfortable if my name were on the policy.
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#6
04-25-2008, 06:36 PM
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SomeGuy_
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Even if you don't have a DL, get insurance if possible!
I know its possible in CA.
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