Individual Taxpayer Identification Number (ITIN) - Page 3

Originally Posted by StillDreamingRN

Seems like you may be able to obtain it, by mailing in the form, as opposed to doing it on-line. Haven't tried it, but maybe I will now.

Can I use my Individual Taxpayer Identification Number (ITIN) to obtain my free annual credit reports?

AnnualCreditReport.com places a premium on maintaining consumer integrity and security with respect to our service. As such, only a Social Security Number (SSN) can be submitted on the AnnualCreditReport.com website. As the ITIN format is similar to the SSN format, you may enter the ITIN number into the SSN field on the Annual Credit Report Request Form and submit the request via mail. Once a request arrives at each of the nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion), it is subject to the verification requirements of each individual credit reporting company.

https://www.annualcreditreport.com/cra/helpfaq#itin

Originally Posted by circasurvive

I just want to add that it is possible to open a bank account with this number. However, the only issue I ran into was that they would not give me a debit card. I assume it's because it's tied to your credit history as well, since you can take a line of credit out on it.

Didn't seem like much of an issue at first, but I quickly realized how convenient a debit card would be. Luckily, I found a way to get one that's tied to your account (plus some). PayPal offers a debit card for people with verified accounts. Apply, scan your passport and ITIN documents and your good to go. I have my checking account as my primary backup source, my savings as a secondary, and then my credit card as a third option. Finally, my parents' checking account is also tied to my PayPal account, so I have that added protection as well. It's highly unlikely it gets denied because of all this added protection.

It works mint -- it's accepted everywhere as it's a Mastercard and it makes you look cool because he says "business debit" on it. Pretty badass.


EDIT:
I also forgot that I get cash back for being enrolled in Green$ense (Citizen's Bank) and PayPal's 1% cash back opportunity on select purchases. I actually turned out better than most of my friends with bank issued debit cards!

Originally Posted by txdream

Yeah has anyone tried geting a place with itin better yet. Have any of you gotten a place for yourselves at all? I need to know because soon I'm transfering to a new university far from my home to be doing daily drives.