So I went to BOA counter today and the teller said... - Page 2

Yeah, my aunt is an LPR and she just filed for bankrupcy...what a moron... really.

I think that if you are smart you can handle a credit card. Maybe use it like a debit card in the sense that you should not buy if you do not already have to money to make the payment.

banks dont care they find a way chase does, also walmarts bank is pretty immigrant friendly dont require one either

I have the Rewards BoFA which I got about a year ago. I started off with a secured credit card ($500), which means you just use your own money to build credit. After a year of that and paying the card at the end of each month, I applied for the rewards one and got.

Sweet! thanks for the info.

Did you have any problems getting your deposit back? Also, how do they give it back? Mail you a check etc?

Ive got a Capital One credit card and I'm pretty sure BOA gives credit cards to us as long as we apply in person. But the real question is, how to get a credit score/report?? What happens when we finally get SSNs in the future?

You can get a credit report from Experian but no credit score. Capital One uses CreditInform and they compute a credit score for you. Take care of your credit because when you have a social the social security administration can transfer all the taxes you've paid to your new social. The credit companies do a lot of matching simply by address and name so until you have a social use the same name spelling and address. Your credit will follow you that way. I imagine once you have a social you can write the credit companies if your ITIN still shows on your report.

BoFA does give you a credit card but you have to apply in person.

Word. I've been paying my balance in full within a week after my new statement comes out. Capital One usually starts you off with $500 limit and then they increase the credit little by little after a number of payments. I'm going to apply for the BOA card as well.

Yo Migs...what's the update?

if you came her legally then you probably have a tax id number. You can sign up w/ BoA with that instead of SSN