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BOA sucks... :( - Page 2

#11
12-03-2012, 04:06 PM
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From SoCal
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g33k
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Quote:
Originally Posted by lvarea View Post
Maybe your income is too low to be approved?

I also thought when you apply for credit cards and the banker tells you you will hear from them in a week or whatever that usually means you are not approved. From what I know, if you are approved, you're approved on the spot. I might be wrong, but that is what happened with my mother.
Its pretty much the same as if you were to apply online. You submit your info and you get the results immediately. If you are not approved they just send you a letter in the mail. Maybe its the nicest way of saying you got rejected? Lol
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#12
12-03-2012, 04:19 PM
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lvarea
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Quote:
Originally Posted by g33k View Post
Its pretty much the same as if you were to apply online. You submit your info and you get the results immediately. If you are not approved they just send you a letter in the mail. Maybe its the nicest way of saying you got rejected? Lol
lol maybe. The letter usually explains why you are not approved. Anyway, if anyone can't get unsecured cc right away, just apply for a secured cc. After a couple of months or so you should start getting offers in the mail from at least Cap One.
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#13
12-03-2012, 04:44 PM
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I have an account at BOA and last week I apply for a credict which I thought I wasnt going to be able to get bc I have no credict at all but I was wrong I actually got approve
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#14
12-03-2012, 05:35 PM
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ive been with boa for almost 12 yrs somehow they r really stingy about cc, i have the student credit card and my limit is $400, so i also went with a credit union when i bought my car, and i been with the cc for like 4 yrs also apply for a cc with them and they gave me a $3,000 cc limit, its weird i dnt even bother to ask for a increase with boa
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