IRA's

I was thinking of opening up a Roth IRA sometime in the near future, to start saving up for my retirement. If there is anyone that has experience with this, be able to help me and those of us that are still waiting for our DACA to be processed.

If I were you I'd either read a lot on the topic or get a financial advisor. There are risks and taxation involved immediately or in the long-term and you want to maximize your profits/savings. For best results you are going to end up making compromises between saving and having a diversified investment portfolio. This is a good book that can get you started.

I put my money into a mutual fund, i was charged 5.75% upfront, and any money i put is charged that amount, but honestly i think its worth it, cause i dont have much invested but i can definately see the potential.