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Magical Credit scores - Page 2

#11
04-15-2013, 10:25 PM
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Quote:
Originally Posted by prt19657 View Post
I got pretty high credit score too. But I have secured credit card from Bank of America since December 2011. Yep, without SSN. So after I got SSN from DACA, I went to the bank to update my SSN the day after. Four days later, I applied for 3 credit cards and got approved from AMEX and Discover. Amazon Chase card denied me because of my low income lol (Only 10k.)

I was thinking I would be denied by all though. My credit score shouldn't be in the system that fast. But oh well....the approved letter from Discover shows my FICO score of 766. Kinda high, isn't it?
That's a nice score
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#12
04-16-2013, 12:38 AM
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Yeah I applied for a Bank of America credit card when I first got my SSN in November and was denied but offers a secured credit card. But then last week I went to open a savings and Bank of America was offering me a rewards credit card with a decent limit. I was surprised. I took the offer and I was curious what my score was. So I checked it and its 734. So in very happy about that!
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#13
04-16-2013, 09:21 PM
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Quote:
Originally Posted by Sindel View Post
Try AnnualCreditReport.com, it's the only government sponsored site, and truly free. You can get your report once a year. It didn't work for me though, neither does e-verify, it's like my SSN is not active yet, and I've had it since November.

I did apply for a credit card, and in the denial letter it said my score was 524, and that is just terrible....... Which sucks cause my car recently broke down and I neeeed a car, like bad. :/
I'm having the same problem! I'm so confused as to what to do, I got denied for store cards, BoA student card, capital one reg (and the secured). I explained my situation to citibank, how my SSN is valid but very new, so I've been denied everywhere because they can't verify me...and she said she'd scan it and send it in. I'll find out in a week whether I'm approved or not but it looks dim. Sigh. I just don't get why some of us are having no luck with this and some of us seem to have no problem.
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#14
04-17-2013, 01:38 AM
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Yeah I don't get it, and it's frustrating! I'm gonna try a bank of america secured card, and if that doesn't work, I just straight up don't know what to do. Um weird question, but does anyone else's social start with 8? Cause some places wouldn't take my SS saying it was an invalid number...
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